For institutional investors, we offer opportunities to allocate capital to investments secured by tangible collateral — California real estate — with a target annual return of 10% and an LTV of up to 65%. This structure is designed to provide a high level of transparency and security for investments originated by KC Lending Inc.
All KC Lending investment transactions are protected by title insurance issued by a leading national U.S. insurance company and serviced by federally licensed U.S. loan servicers. This helps ensure reliable and accurate administration of investment agreements in accordance with applicable U.S. law, while providing investors with 24/7 online access to relevant information.
— Target return of up to 10%, with interest paid monthly.
— Secured by first-position mortgage loans on income-producing single-family investment properties in California, with an LTV of 65% of current market value or less.
— The investor’s interest in the loan is formally documented and secured.
— Title insurance and fire insurance are maintained for each investment.
— Loan origination and underwriting are handled by KC Lending.
— All investments are serviced by KC Lending and through private mortgage portfolios.
— KC Lending manages foreclosure proceedings and property management matters when required.
— Investors may participate with investment amounts ranging from $500,000 to $100,000,000.
— All transactions are overseen by the title insurance company and FCI Lender Services.